With the Affordable Care Act (ACA) going into effect on January 1, 2014, many Americans are wondering how the health care law will affect them.
Will more people have health insurance? Will it make it easier to get healthcare services? And, perhaps most importantly, who qualifies for subsidies and how much will they be worth? The answers to these questions depend in part on how many people in the US have health insurance now and whether or not you’re eligible for subsidies through the ACA.
Here’s what you need to know about these issues…
What are some statistics about healthcare coverage in the United States?
As of 2016, there were roughly 195 million non-elderly individuals in America, and about 89% of those had some form of health coverage.
Just 7% reported having no coverage at all (approximately 15 million people).
With regard to why these individuals were uninsured: almost 75% were between 19 and 64 years old, a little more than 40% had full-time jobs with an employer that didn’t offer coverage, and almost 14% reported having been denied or discontinued coverage due to a pre-existing condition.
That’s right—the latter reason accounts for nearly half of uninsured Americans! How many can you help by offering affordable healthcare? For example, your site might focus on helping entrepreneurs create Affordable Care Act compliance software.
Who can get affordable healthcare insurance?
Everyone who lives in America can get some form of healthcare coverage, but not everyone will be able to afford it.
A few different factors play into what kind of care you can afford, including your state and region, employment status, and income level.
To determine if you’re eligible for any form of public or subsidized care through Medicare or Medicaid, contact your local Department of Human Services.
If you’re unemployed or underemployed (working a part-time job but wanting full-time work), know that there are a number of government programs that exist to support low-income earners.
Why do some Americans have no health care coverage?
Many Americans do not have healthcare coverage for one of these three reasons: The uninsured are either too poor to afford coverage or are ineligible for government programs; they simply choose not to buy coverage; or they live in a state that has chosen not to expand Medicaid coverage.
Some also might not qualify because of a pre-existing condition. More than 60% of those without health care live at or below 138% of poverty level.
Those who can’t afford it may be left with no choice but to opt out, even if they need medical care, said Sara Collins, vice president at Commonwealth Fund and co-author of its report, Mirror Mirror 2017: How the Performance of the U.S.
How do you find affordable health care options?
There are a few ways to get healthcare coverage if you aren’t already eligible for employer-sponsored or government benefits.
The first step is to figure out if you’re eligible for any other options.
If you can get coverage through an employer, Medicare, Medicaid, or another federal program like Veterans Affairs (VA), try signing up for those first; if not, here are some general steps
A little more about Obamacare – aka The Affordable Care Act (ACA)
The ACA works to provide affordable healthcare for individuals who might not otherwise be able to afford it.
This can include both individuals living in poverty and those who have been uninsured due to financial hardship.
The ACA provides subsidies, via tax credits, for families of four that make between $32,000 and $46,500 a year.
It also imposes taxes on high-income households (those making over $250,000) so that they help pay for healthcare coverage of low-income Americans.
Under Obamacare, you are required to purchase health insurance or face penalties depending on your income level and whether you’re receiving federal assistance through a state program or Medicare/Medicaid.
U.S. health insurance statistics 2021
This report is your guide to estimates of U.S. health insurance coverage through 2021, including projected trends in employer-sponsored and individual market plans, Medicaid and Medicare enrollment, public exchange participation, and a comparison of market characteristics across states.
AHRQ welcomes feedback on all aspects of our work: data selection, research design, information presentation and analysis. Please send comments to [email protected] or call (301) 427-1240; fax: (301) 480-8260.
We can also be reached by mail at Administrator, Pueblo Annex Building 1108D Rockville Pike, Suite 400N Rockville MD 20852 USA.
Uninsured american health care statistics 2021
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U.S. health insurance statistics 2020
A report by leading industry analysts suggests that most Americans can expect to pay more for their health care over the next decade.
The report estimates costs will increase by roughly five percent per year, with overall national healthcare expenditures projected to increase from $3.3 trillion in 2015 to $5.6 trillion by 2025.
In terms of demographics, children and older Americans were among those projected to see some of the largest growth rates while millennials were among those expected to see small increases or even decreases when it comes to per capita healthcare costs.
Another interesting trend was seen when comparing U.S.
Uninsured American health care statistics 2020
The number of uninsured Americans is estimated to decrease from 28.3 million to 21.9 million from 2016 to 2021, according to a new report by PwC’s Health Research Institute (HRI).
The report projects that there will be about 28.9 million uninsured adults in 2021, which translates into 11.5% of all U.S. adults being without health insurance coverage during that year…more
Health insurance coverage in the united states 2021
The Centers for Medicare and Medicaid Services recently released a report on changes to private-sector employer-sponsored health coverage from 2016 through 2021.
As part of these changes, it estimates that 24 million more people will be covered by employer-sponsored coverage when compared to 2016 levels.
CMS projects that an additional 2 million people will remain uninsured in 2021, which is roughly equivalent to the number of currently uninsured citizens.
Those most likely to be affected by these changes are those between ages 18 and 34 years old who do not qualify for their parents’ plan or another source of coverage (such as Medicaid).
The CMS also predicts that 11 million more women will be covered under health insurance policies between 2017 and 2022.